Our trained professionals work hard to help you get your cheapest insurance. This means getting the coverage you need for a price you can afford. We have created 12 key bullets that will help everyone save money.
- Be sure to keep your policy in force. Make your payments on time and don’t let your policy lapse. Renewal credits and long term discounts are huge savings that everyone should be receiving.
- Clean up your driving record. We offer accident free discounts and lower rates if you have no tickets or violations.
- Choose deductibles you can afford. The higher the deductible, the lower the payments. Just make sure you can pay the bill if you were to be involved in an accident.
- Take a defensive driving course. They are available locally and will save you 10% on liability coverage. If you renew your certificate every three years, your discount jumps to 15%.
- Have your payments electronically drafted from a checking or savings account. This could save you up to $96 a year in billing fees. Not to mention the late fees charged if you forget to mail your payment.
- Let us know if you move or change your phone number. Address changes are one of the number one reasons policies cancel.
- Keep all of your insurance policies with one agency. We offer larger discounts for having more than one policy with us.
- Don’t loan your car to other people who may not be responsible for it. This may cause an increase in your premiums.
- Lock your doors when you are driving and when you leave your car unattended. This is how many vehicle thefts can happen.
- Wear your seat belt and use child safety seats.
- Do business with a company that uses credit to help determine your premium. This can only give you a discount. We cannot charge you more for a bad credit rating, we can only give discounts for good credit ratings.
- Choose an insurance agency that cares about you and helps you get your best price for insurance over the long haul.
Your Cheapest Insurance™
1-877-2MUNCIE (268-6243)
- Georgetown
- Seaford
- Dover
- Rehoboth Beach
- Lewes
- Newark
- Harrington
- Milford
- Smyrna
- Wilmington