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Personal Insurance

Personal Insurance is just that, insurance that protects your personal belongings. Whether it is your home, your car, your boat or just your stuff we've got it covered.

Homeowners Insurance

More than an investment, your house is where you live and where you make memories that last a lifetime. Let us use our experience to help you choose the coverage options that are just right for you. We know how hard you worked for what you have and how important your family and your house are. That’s why we provide complete, uncompromising home insurance for all of those things we hope never happen. So you can be sure that, when it’s most needed, you’ll be taken care of quickly and without hassle.   You can customize your homeowners policy to meet your individual needs. A standard homeowners policy will cover the physical structure of your home, and permanent structures on your property such as a garage, your personal property as well as personal liability.  

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Renters/Tenant Insurance

Tenant, or renters, insurance is a special type of homeowners insurance created specifically for people who rent. Tenant insurance is inexpensive and is a very comprehensive policy. It provides coverage for your furniture, electronics, pots & pans, clothing and almost everything else you own in your home.   Tenant insurance also covers you if an accident were to occur in your apartment that you were liable for. We will help to make sure you are prepared to meet those expenses, including paying medical expenses and covering the cost of defending yourself against a claim.  

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Flood Insurance

Most people are unaware that their homeowners policy does not cover damages caused by flooding. In order to get coverage for these types of damages, you must purchase a separate flood policy. Contrary to popular belief, everyone lives in a flood zone. More than 25% of all flooding occurs in lower risk areas. Call our agency for a quote.

Automotive Insurance

Your car is a necessity. That is why it is so important to have quality insurance. Even if your record is less than perfect, we have an insurance policy for you at low monthly rates.   Auto insurance policies are broken into two separate sections, liability and physical damage. Liability coverage is what the state requires you to carry on your vehicle by law. Liability coverage will pay for damages to the other driver's vehicle and medical bills. Physical damage coverage refers to the Comprehensive and Collision portions of your policy that will cover your vehicle if damaged in an accident.  

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Miscellaneous Insurance

  • Boatowners
  • Motorcycle
  • RV & Trailers
  • Personal Umbrella
  • Identity Theft

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Account Management


Our claims office is open 24/7. Please call 1-800-421-3535.

Payments and Changes

For all payments and changes please call 1-877-2MUNCIE or stop by any of our offices.

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